Motor buying patterns change
In years gone by there has been a increase in values of 4×4 cars in the winter months. However accoding to a recent report by Glass’s this is no longer really the case. The winters of late have been increasily mild and there has been no or little rapid rise in demand in these tpyes og motors. Looking back over the past six years we did have a couple of white Chistmas occasions but no a significant amount of snow. Additional information about specilaist 4×4 motor trade insurance is important to ensure that traders get the right cover.
Over recent years, a pattern has emerged and in the winters that have occured where there has been poor weather there has been an increased demand for 4×4 motors. However, with warmer weather there has been no siginificant increase in demand and the volumes remain constant over the whole year. This has lead to many motor traders having a surplus of stock in the spring months and a common trend has been for car dealers to hold less stock over this period. Dealers can often have a long memory when these sort of situations arise and often enough they will just hold the minimum level of stock, particularly, if the winter months are warmer than usual. It is generally seen that the majority of motor buyers do no now prioritise having a 4×4 over this period. So, it is apparent that the milder wetter winters that we are encountering have had a significant impact on sales within this sector.
Motor trade insurance for 4x4s
Although the popularity of 4x4s is well understood, they are now seen as a family mode of transport and not specifically an off road vehicle for dealing with difficult weather conditions. Also, many smaller motor vehicles now have the 4×4 option so, that the larger traditional style 4×4 is not such a necessity. The heaviest duty 4x4s especially the v8 petrol engines, have suffered due to high fuel costs and there is no longer a general perception that these motors are the best solution for bad weather conditions. Another factor which is perhaps hindering sales in this sector, is the high road tax, as they do not qualify for any of the low emissions discounts. If they are insured on a car policy then, they will be a higher category than standard car, however, if they are on a motor trade insurance policy, then they would just be categorised in accordance withe the policy banding.
Therefore, it seems likely if this pattern continues and there is relatively lower or little snowfall, then the demand for this type of vehicles is likely to remain weak. Looking at the current weather conditions and the forecast for the current weather period, there is no sign of a change in this and most motor traders seem to be resisting holding this type of stock
Motor News VW
Recent motor news coming in from Volkswagen has seen new registrations in November drop by over 10,000 cars. This is shown early results of how the brand is coping from the initail fall out of the emmissions scandals of recent months . Some experts feel that this could be a 10 year set back for the motor trader and the negative effect could be fealy for decades to come. From the whole group the VW Seat has seen the greatest and steepest falls tumbling by 23% for the month of November with Skoda also following siut with a reduction by 11%. The most profitable section of the business is Audi which also suffered an fall but not as significant as VW and Skoda.
Motor news VW
Other groups around the country have also given similiar indications for the trouble that VW face as large numbers of dealerships have said that they have seen a fall in the number of enquiries for certain models in the VW range. Motor news will no doubt keep coming through in the next few months . However certian other dealerships have said that the sales of VW models have actually contined at similiar levels as prevoius years. VW has been slow to confirm any of the needed solutions for the affected vehicles in the market and so this has led to further confusion as to what is happening and to what level of responsibility they are willing to accept. The general understaning is that there will be a continued fall in sales intil it is exactly decided as to what appropreiate action thw VW are taking. For more information please see the Evans and Lewis website
Motor news VW Continued.There has also been a fall in US markets which are normally more robust to these types of issues and the market is keenly awaiting the eend of month figures to see how the market is reacting. If is difficult to see how VW can escape particularly as the are been seen as very slow to react. The next few months will be crucial to VW and what liability is accepted.
Trade insurance benefits
Are there any real trade insurance benefits left? Surely they are all built in, bolted on and have you tucked up before you know it? The great thing about life is we are always learning. I have talked to people who have been in the motor trade business for decades who can still save money by understanding better the multitude of motor trade insurance benefits that are on offer to them. If you’re over fifty, I know this as I am, then you’ll be astounded by the savings of the latest technology. If you’re a young entrepreneur and a little green, despite fixing Dad’s and the neighbour’s cars since you were in nappies, you will also gain an advantage by talking to an old head in the industry. The benefits of trade insurance are not merely financial, although that of course is the driving factor. Often tips and motor trade insurance advice can save you time and effort which has knock on effects for the entire business you are running.
Trade insurance benefits both full time and part time traders
There is both a financial and streamline effect behind the best trade insurance benefits, let’s talk technical for a second. A major part of your business if taking on all road risks cover is the ability to stay on the road and being able to afford to do so. Running multiple vehicles costs money in fuel, repairs, claims, different drivers, security… how you keep track of all these events and stay ahead of the game is important. Insurers realise they can not only buy your favouritism through gadgets but allow you to manage your company better. For more information go to Evans and Lewis In this instance they will provide telematics devices to aid in recording of accidents, software to manage driver training, automated schedules for preventative parts maintenance and driving route technology to aid in lowering fuel consumption. With our help in securing the best partner insurer long term, you will not only get the best motor trade insurance for your niche business activity but the trade insurance benefits are self multiplying factors too.
Your average broker will offer motor trade insurance benefits that roll off their tongue. Unlike ourselves who may well bother you to stay on the phone for additional five minutes asking you silly questions such as; how many drivers have you and do you really need them all on the policy? Or, I understand you feel the need to have separate buildings insurance but you can save a percentage by taking combined motor trade insurance.
Motor trade insurance advice
Motor trade insurance Advice for mechanics
The UK is lucky in that insurance for the motor trade is a competitive market. However to ensure you’re getting the best deal, receiving motor trade insurance advice direct from the horse’s mouth will allow you to compare offers with more certainty. Rather than simply posting a question to message boards and a multitude of conflicting tales in response. Because an insurance policy can be issued within minutes after first enquiry, a cheap offering and a happy chappy on the phone might be a persuasive factor. But is it really going to be the best policy for you, your company and employees? If you have only provided vehicle details and personal history to get a quote and received no other queries to ascertain your exacting niche business activity, then the answer is probably no. Every motor trade insurance broker should be doing their level best to proffer informative motor trade insurance advice to ensure your premiums are the lowest yet most comprehensive possible. Professionals in the trade at the supply end know that a personal and dedicated relationship is better for the long term, rather than a quick pound made and you switching before the year ends.
When discussing your insurance needs with our brokers, it is a two way conversation. With years of experience in offering motor trade insurance advice and tips to thousands of customers in a variety of different fields, we are adept at customising policy particulars. This process is heavily aided by our partner underwriters who also understand our position that your long term financial commitment to monthly premiums and it being the lowest but with the best coverage is important. If you have points or convictions then you will need extra advice. It’s the little things that matter, the clauses that some brokers hide away, we will reveal to be the parts that will cost you dear in the future. Small aspects such as a much higher than average excess which if you claim several times across a fleet certainly adds up to being bad motor trade insurance advice. Did you also know that breakdown recovery service can cost also? The insurer with the largest network of full time recovery agents may well be cheaper as well as faster. So to their repair network and availability of parts certainty. Time without a vehicle is lost business.
Every broker in the country should explain policy particulars and ensure the motor trade insurance advice and tips they provide are spot on. Which clause of Goods In Transit cover do you need? Can you obtain discounts for low mileage or short distance driving within a certain area? Do you really need breakdown recovery in Europe? Can you manage an annual payment rather than monthly premiums? Each and every question and advice on motor trade insurance quotes will assist in driving down the cost. There is a great consensus for building in multiple driver cover and making it sound like you’re saving loads with the combined no claims bonuses.
Traders insurance information and advice
If you only do one thing today, make sure it’s to ask your staff and drivers if they would like a pay rise this year. What!?! From our years in the industry we have found that delivering the very best traders insurance information and advice enables our clients to maximise their business dealings. From customers to staff, marketing and service provision it can often be the motor trade insurance premiums that begin to make a difference. Why? Because while this form of insurance is required by law it can make up a large percentage of monthly income especially if just starting out. As an employer or part time trader you not only have to consider your costs but how to ensure those trade insurance benefits pay off. Retaining the best staff through competitive wage control, engaging in new advertising channels which brings in new business and offering discounts or reducing prices to regular customers. This can all be enabled thanks to sound traders insurance information and advice from our in-house motor trade insurance brokers.
Traders insurance information and advice helps the owner run the operation
We are unequivocal from start to finish in our journey with you. Be in no uncertain terms that the minute you land on our website, the traders insurance information and advice is there for your benefit alone. Which is why when we request that the details you provide are as full and as accurate as possible, we mean, tell us everything about your vehicles, enterprise and staff and we will do our best to refine the quote to exacting needs. For our partner underwriters to negotiate the best trade insurance quote we will ask you for copies of all your driver’s licenses, proof of single or collective no claims bonuses and as you are receiving such a specialist insurance policy, proof of trading also. If you are new to the business and are yet to trade, contact us immediately for other ways to prove intentions. It is important that you understand that we are not just here to find you the cheapest and best trade insurance. As brothers in arms, we deliver detailed traders insurance informationand advice to make you aware of every potential opportunity to save money and grow your business at the same time. Growth being important to us as inevitably means more income for us too. We’re not silly, by saving you money we actually gain your trust and build a long term relationship going forward.
Who would have thought that simply by offering free traders insurance information by phone and on our website that it would result in hundreds of new clients. Well we did. Talk to us and walk with us and we’ll knock a pretty penny off your current premiums simply by enabling you to understand every aspect of your motor trade insurance policy. Assisting in the correct class of Goods In Transit cover, not increasing claims excesses just for the sake of lower premiums which cost more in the end. Helping with covering multiple vehicle types, fleets and integrating buildings insurance into a combined policy. Safe guarding your daily trading by insuring tools, vehicles, equipment and protecting you from claims against collisions, hazards and staff accidents. Traders insurance information and advice isn’t a secret any longer, our knowledge and experience is here for you to gain a competitive edge your niche area of motor trade industry and it all starts by managing your insurance needs easily.
Assistance understanding trade insurance
Who do you turn to for assistance understanding trade insurance policy documents, quotes and premiums? The local Citizens Advice Bureau? Tap into the local business network? Ask a rival competitor? You could do all of these of course but we stand ready to proffer advice on helping you understand motor trade insurance to the fullest. Thanks to the wealth of knowledge and experience under our belts we are well placed to provide tips and helpful hints on how to ensure your business activity is properly insured against all the fates and underhand dealings you may face. This is a cut throat business, one which is built on trust throughout and a reliance on safety, warranties and guarantees more than any other industry. Because you deal with high tonnage vehicles, are relied upon to carry out work on family cars and vehicles that travel at speed. And to perhaps deliver goods on behalf of business which rely upon your business being 100% on the road, your insurance cover for indemnities, public liability and the belief that your clients and customers are fully covered is essential.
Assistance understanding trade insurance for under 25s
Assistance understanding trade insurance
As a business owner involved in the motor trade our assistance understanding trade insurance should prove invaluable. It is best to compare motor trade insurance quotes with a partner who not only understands your business inside and out. But someone who takes the time to ensure you understand the meaning behind terminology, the extent of cover and in some instances, the restrictions placed on certain aspects and exclusions that can apply. Assistance understanding trade insurance is therefore our forte, new to the motor trade or an old hat, there is always some form of advice or tips we can illuminate upon. With which you can both drive down costs on monthly and annual premiums and make sure that you comply with the law and don’t fall short of your obligations should you be sued or are required to make a claim.
There are several ways in which our brokers and motor trade quote comparison service can offer assistance understanding trade insurance. From the minute we receive your enquiry we match your exact vehicle details against thousands of claims on ours and other insurer databases. With knowledge comes the ability to make good decisions. No matter how niche your business is, we will include and exclude policy parts based upon requirements, ensuring you don’t pay for what isn’t needed. We take the time to not only deliver savings thanks to co-operation with the top underwriters in the country but help you understand trade insurance before you sign off on it. There are far too many companies that place signature insistence above actual need. But not at Evans and Lewis, if we don’t understand any aspect of your business activity, need answers on vehicle history, parking, routes, drivers, no claims bonuses, maintenance schedules, additional security or options on insurer hardware and software… we will do everything to ensure you get the best and cheapest motor trade quote. For immediate assistance understanding trade insurance, tips, advice, knowledge and expertise, stop Googling and get frugal with us, enquire today to fill the knowledge void.