Monthly Archives: June 2016

car insurance for traders

Car insurance for traders

Car insurance for traders

There are many different types of car insurance for traders policies that you can buy. Each custom built to individual motor trade businesses to offer unique cover. The starting blocks of all documents centre around combined car insurance for traders with premises insurance including all road risks. All road risks alone and either can have public liability cover added for values up to and over £10 million upon request. An important element in a claim culture where injuries and issues lead to high pay outs. Motor traders need to understand what an insurance policy really does. While it does allow you to comply with trading laws, it will also save your business from a complete stop  should you lose a claim against you. In addition, tools and high end equipment covered for fire and theft, both inside your building on the road. Insurance for Goods in transit which covers the value of the haul, delayed delivery and any spoiled goods. As well as contents cover for customers and clients both on site and in vehicles while parked elsewhere.

car insurance for traders

Car insurance for traders

The best car insurance for traders premiums also covers the regular theft, fire and theft and fully comp insurance angles. With the ability to insure 3.5 tonnes trucks to 44 tonne trucks. Cherry pickers, multi type vehicle fleets and any type of motor trade business. Whether second hand car showroom and nationwide or a part time buyer and seller of vehicles for profit or part time mechanic. This is the key part of  any acceptance to this policy, you need to be able to prove business papers when asked. While you can get trade plates for multiple uninsured vehicles, cover personal cars and see heavier discounts, you do need to be an active trader. Then a whole world of employer’s insurance, loss of licence cover and indemnity insurance for services and work carried out can easily be applied.

car insurance for traders

Car insurance for traders covering cars in transit

Cheap car insurance for traders quotes online are to be found everywhere. In fact the smallest UK insurer could throw a cheap offer at you just as quick. Because there are so many ways to compare trader’s car insurance, it’s best to pick someone you can trust. Specialist brokers stand ready to not just take your vehicle details but answer questions and help in any way they can. Confused over possible Brexit and what it means to EU breakdown recovery? In a tangle over which Goods In Transit cover you requires or perhaps you simply want to benefit from grouped driver no claims bonuses. We will save you money at every turn. With insurer supplied telematics, route and training software and dashboard cam your premiums will be lowered. Footage and history which will assist your stand by legal team should a claim arise. To talk to a broker today about the cheapest car insurance for traders

Compare car traders insurance

Compare car traders insurance

Compare car traders insurance

 When seeking to compare car traders insurance quotes online it needs to be done swiftly. This can be achieved by allowing a specialist trade broker  to dedicate their time instead of yours. In arranging the cheapest and best motor trade insurance quote available. This is no easy task but it couldn’t be easier for you. Simply complete the quick enquiry form with all your current details. Our staff will then check databases for history and vehicle data. Including information such as criminal convictions and if under age 25. Before we deliver the final cheap trader’s insurance premium, we’ll call you to see if we can supply a good decision. To do so we’ll ask a variety of questions about your motor trade business. From enquiring about the correct class of Goods In Transit cover that you need, to asking about mileage. Did you know the UK’s top insurers all offer telematics, dashboard cams and software to aid in protecting your business? Further lowing motor trader premiums. On top of which there’s mileage discounts, collective no claims bonus driver discounts too.

Compare car traders insurance part time from home

We compare car traders insurance policy details on a variety of particulars. Firstly on your actual business activity. No two trader’s insurance quotes are the same. Perhaps you work part time from home but require this form of insurance by law. Normal home insurance does not cover work on vehicles or the additional risks of business visitors to the home. A valeter, on call recovery agent or antique car restorer can benefit from trade plates simply by proving they buy, sell or maintain vehicles. By way of showing receipts for work and bills when asked. Your business may be a UK network of car showrooms, requiring combined motor trade insurance with premises. Which will actually work out cheaper. Most policies will include all road risks cover. No matter where your tools or high end machinery is kept, it will be insured against fire and theft. For information on trade plates click here

Compare car traders insurance

Compare car traders insurance

Due to the wealth of motor trader comparison websites, it can take ages for a sole person to compare car traders insurance online. Despite all the tools on offer. It also takes a conversation with the best trader’s insurance brokers to get a better idea and exact cover for your business needs. Imagine falling foul of a claim against work an employee did to a Volvo XC60. With the sums value to be insured being far beneath the expected  cover  level . Your business is at risk. If a customer’s car blows up in your courtyard and burns down your building. Do you have adequate buildings cover and public liability for the ensuing claim? These are all events a broker thinks of, while you focus on gaining new custom and looking after clients. Let us compare car traders insurance premiums on your behalf. Contact us today for the quickest and best quote and we’ll arrange cover for you, your business, employees and drivers and all of your vehicle types by the end of the day, if not within the hour.

Compare car traders insurance

Compare car traders insurance for new and used cars

trade insurance after European referendum

Trade insurance after European referendum

Trade insurance after European referendum. Will be cheaper when we leave?

Is your insurer British? Does it reside in Gibraltar or Italy? Does it matter? Will premiums rise on trade insurance after European referendum results on 23rd June 2016? Will your business falter or grow? The answers to these, like many aspects of the British economy are unclear. What we do know however, is the current situation when it comes to market access for insurers. Business is able to cross borders from country to country thanks to a term known as passporting. Regulations are cross border, there are no additional tariffs and the free movement of labour enables companies to trade and place their Headquarters and taxation wherever they wish in the EU. That may all change if Brexit occurs and if the UK leaves the EEC for the first time in forty years. It is possible that due to a more competitive market, premiums for  trade insurance after European referendum results in Brexit may actually be lower once compared.

trade insurance after European referendum

Trade insurance after European referendum

Trade insurance after European referendum. What are the facts?

While business may well enjoy the fact they will be able to trade more freely with the rest of the world, being a member of the EEC would be more advantageous than completely withdrawing. Though wording coming from the continent appears to suggests that leaving a political union makes EEC inclusion void. That’s not strictly true. Yes if the UK population chooses to depart the EU and MPs agree – if they don’t there will be a constitutional crisis with the Queen intervening. Then  trade insurance after European referendum being Brexit may well result in higher premiums. However many are hoping for cheap new deals. For the simple reason, a whole industry will be affected. Breakdown recovery agents may not be able to cross the border without a fee. Parts needed for repair may rise due to import costs and levies. Get a quote today. Insurers trading from abroad may have to pay over the top to access the UK market and compete against British business. As well the EU’s Motor Insurance Directive may no longer apply with UK government needing to write its own rules.

http://www.independent.co.uk/news/uk/politics/eu-referendum-poll-brexit-leave-campaign-10-point-lead-remain-boris-johnson-nigel-farage-david-a7075131.html

Comparing British trader’s insurance will be high on the agenda of everyone concerned. The British are well versed in trade and are certainly not wishing to operate like America or the EU after a Brexit. That’s really the whole point, especially with TTIP. And despite a large percentage of those in the motor trade wishing to remain do not think for one moment that Whitehall will be levying taxes on China and Germany affecting exports in return. Second hand car showrooms will not be affected overnight. Known new car manufacturers will not stop selling their brands to a 30 million driver nation. Even if EU-wide breakdown cover does start to rise, UK insurers already cover for a much wider garage cover across 50 countries so cheaper trade insurance will still be on offer. British motor traders are preparing and if Remain results will be better placed with their newly prepared services. A raft of bilateral agreements exist between EU countries when it comes to driving licences, safety and emissions. So trade insurance after European referendum, Brexit or Remain is unlikely to create much upheaval. If you have any questions regarding motor trade insurance if the UK leaves Europe, talk to one of our brokers today.

traders insurance guide

traders insurance guide

 You’re never too old to learn a trick or two by reviewing a traders insurance guide online. In fact, save yourself time and simply pick up the phone and call us to ask your trade insurance question. As specialist brokers we’re all ready to assist with helpful tips and advice and guide your approach to trader’s insurance. Firstly, motor trade insurance is an umbrella term for any insurance policy connected to vehicles in the work place. Whether being worked on or being worked with. It’s not available to the family man and getting a cheaper trade insurance quote to beat a personal offer. Though there are benefits of motor trade insurance premiums for those who can prove receipts having bought, sold, exchanged or repaired and serviced a vehicle type.

HGVs, low loaders, mini vans, skip trucks and any variety inbetween can be insured and we’ll show you how in this short traders insurance guide for motor traders. Even your personal vehicles can make it on to the policy should you wish no matter if a part time hobbyist or a nationwide trader. To be brief here’s a quick run down on what you can expect the correct broker to offer. There are several different trader’s insurance quotes you can enquire about. Combined and with premises, built in motor trader liability and indemnity for services carried out and motor trade all road risks cover. Each will be tailored according to the details you initially provide and an instant quote provided. The work to lower trader’s insurance premiums will begin when we call you back. Wish to carry over multiple driver no claims bonuses? Insure multiple vehicle types? Having problems with convictions, need cover for loss of license or have drivers under 25? A trader’s insurance guide can only help so much, call for direct solutions today.

traders insurance guide

traders insurance guide for businesses large and small

You can read and compare traders insurance guides online over and over again. Ultimately you’ll need to speak to a specialist such as ourselves to get the best premium. Why? Because we know best which business address to register. Helping you to understand the different Goods In Class grade options, hire and reward cover. Whether you require EU breakdown recovery or if you can benefit from low mileage discounts if inner city based or simply driving short distances in a rural area. All because we chat to the UK’s top insurers and their underwriters directly to get the best trader’s insurance policy written. Most can provide you with telematics, dashboard cams and software to drive down costs and help you understand vehicle maintenance and driver training. An insurer wants you to understand about parts failure, road risks and how routes can be planned better. The tips and hints in this online traders insurance guide is the tip of the iceberg.

Once your details are received we’ll match them against current databases and give you a full run down of cover your require and the parts you do not. For any queries about this short traders insurance guide, fill out the short enquiry form and we’ll call back at your earliest convenience.

Traders insurance from home

 

Traders insurance from home

If you are looking for extra income whilst working from home buying an selling cars then  you will need a  traders policy for you and any cars that you will have in your possession. The policy enables the owner of the business to be cover on another persons car of van. Traders insurance from home covers the owner and another person who is working on your car. It can be fully comp or third party fire and theft and you may well want to have demonstration cover.

Motor trade insurance explained

Motor trade insurance explained for beginneers

If you do own a premises then different cover will be required and ramps and compressors will need to be inspected on a regular business . These are called engineering inspections and are done on a 6 monthly basis to ensure they are safe and well maintained.  You call also cover motor bikes and motorhomes on the policy and the insurer will up change the MID so that the vehicles are on the database and then they will no be stopped by the police.

Traders insurance from home

Traders insurance from home

If you take out traders policy from home then there is a few ways to finance the policy , you can do it with a deposit and use a finance company  so that the payments are spread over the next ten months.  Or you can do half now anf half in a month or just pay the full amount at the start of the policy. Often enough when you buy traders insurance from home then you can add on an additional driver on the policy as you go along. Combined motor trade insurance allows you get cover for the premises aswell. This enables the owner of the business to have the flexibility to cover who ever he needs on the initial quote.