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Motor Trade Insurance Advice


Operating a specialist business in the motor trade has an unique set of risks which an underwriter will assess and apply the relevant rating factors to end up with a total premium. This premium is currently subject to the standard rate of Insurance premium tax, at 6%. If you have a combined motor trade insurance broker that has covered all your property, employers' liability and business interruption needs it is important to know you are getting the best deal in the market.

Finding a specialist that knows your business

When you are looking to find a cheap motor trade insurance online quote you will need a specialist that is dealing with your type of insurance on a day to day basis. Because every risk is different there are individual features on every single insurance policy that will be totally different from another business. Because some insurers are fussy as to the risks they take on and because some brokers have access to certain schemes the rates will vary massively across the board. Research the broker on the internet to see if they truly are a specialist or are they just a jack of all trades, not using a specialist broker may well lead to an uncompetitive quote that does not cover your business needs.

The factors that will affect your premium

When an underwriter is presented with a risk they will rate it according to a number of factors. These are the age policy holder and any additional drivers; postcode; level of cover; previous claims record; number of years no claims bonus and the level of indemnity or the value of the vehicles that you are dealing with. It sometimes feels unfair especially if somebody you know, with a similar business, is getting a lower premium, but when you consider your own factors to be rated you could very easily end up with a different premium. Applying these factors means each application is considered on an indvidual basis of risk ending up with different premiums

What are High Performance and High Car Groups

Certain vehicles are classified as high performance and the policy is classified differently and is loaded accordingly. These types of vehicles are listed below.

Aston Martin

Alfa Romeo all models over 2000cc and all GTV models

Audi All 16 v 20v and over 2000cc

BMW all M series 3 series 318 and above, 5 series 525 and above and all 6, 7, 8 series

All Panther, Bentley, Porsche, Caterham, Daimler, Rolls Royce, Ferrari TVR, Jaguar, Lamborghinis, Lexus, Lotus, Marcos, Maserati and Mazda MX3;MX5;MX6;RX7

Finding your way around the market can be daunting task . One possible solution is to look at our guide for traders and hopefully  this will enable you to see things more clearly.


What Discount will I get for Trade Bonus?

There is generally a sliding scale for the No claims trade bonus although this will vary from insurer to insurer. Generally the first year will carry 15% discount. This will go up to 30% for two years and then upwards to a maximum of 65% with some underwriters. When looking for traders insurance it is important to know what level of discount you have and also have the relevant confirmation from previous insurance companies. If you are looking for cheap motor trade insurance with convictions then invariably the underwriters will assess each case on its own merits and this is when a positive relationship with the broker is an advantage.

 

Motor Trade Insurance

Motor trade insurance is an essential element of running a motor trade business.

Motor Trade Insurance

Motor Trade Insurance

So why not let Evans and Lewis  Insurance search the Motor Trade Insurance market on your behalf?

We'll find the quality cover you need at the low premium you want. and Evans and  Insurance will save you money on your motor trade combined insurance policy.

We deal with the leading motor trade insurance companies and will source a tailored policy to meet your exact needs. Evans and Lewis  Insurance's account handlers are specialists in Combined Motor Traders Insurance.

They will promptly and thoroughly investigate your motor trade insurance risk over the phone.

For the best Combined Motor Traders Insurance cover at the lowest cost in the quickest time call Evans  and  Lewis Insurance  on 0800 121 7401 or email info@evansandlewis.co.uk  

It makes sense to deal with Specialists in Motor Traders Insurance .

There is no need for a pre-quote site inspection visits. No need to complete long, time consuming motor traders proposal forms. We have stream-lined numerous motor trade insurer's risk presentation forms into one question set. With one call to Evans and Lewis Insurance you will have searched a large proportion of the motor trade combined insurance market.

 
Select the exact Motor Traders Insurance cover you require from;
  • Buildings, contents, money and vehicles at motor trade premises
  • Employers liability, Public liability & Service Indemnity
  • Cover for service, repair, sales, dealerships and MOT stations
  • Road risk cover, goods in transit, loss or damage to tools & equipment
Benefits of a Trade Plan Combined Motor Traders Insurance policy include;
  • Instant expert assessment of your risk
  • Free £50,000 Legal Expenses
  • Complete Claims Management Service
  • Low Rates & Flexible Payment Options
  • Once people find us they stay with us. Benefit from your motor trade premises insurance being with a specialist Motor Traders Insurance broker.
For Low Cost Combined

Motor Trade Insurance and excellent service call Evans and Lewis  Insurance on 0800 121 7401 or e mail sales@evansandlewis.co.uk  

If you're a motor trader requiring insurance for an established motor trade premises, a combined motor trade insurance can be tailored to meet your exact requirements.

 

Call Free on: 0800 121 7401 or get a Quick Quote on 01782 444923

Motor Trade Insurance Policies from £499
ZERO DEPOSIT with low rate finance available


Motor Insurance for your business!

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Motor Trade Insurance Services


Motor Trade Insurance

Motor Trade Insurance

Finding the right cheap motor trade insurance policy can take considerable effort but we can help part time and full time car sellers and combine the best deal and the right support, first time every time. We offer free quotes for discount  motor traders insurance online with no deposit,
and have some providers that can include under 25s. How are you going to locate the most practical answer and advice in the shortest period and talk to an expert? Why should you settle for a high price when there are good traders insurance deals around. Can you find a better solution and see what is new  ventures get in the trade market?

Accessing the correct experience and knowledge is very important and we invite you to see what solutions we can offer. Time and time again we help motortraders save money and save time and get happy customers recommending us to others.
So that you can get on running your car trade business in a successful way. What better way than speaking to us for the cheapest traders cover in the sector. We can combine a trade policy and include staff and buildings cover in one. We also  enable you to have any driver included within all facets of the policy.

What car traders say about us is truly amazing as the saving can be so large . In conclusion we aim to assist motortrade business owners seek and find the most suitable and honest deal that they really need and can back this up with excellent customer service.

What about new ventures and new set up I may here you say, well these can all be covered to and we have considerable expertise to zoning in on the correct cover and we are pioneers of helping operations getting going and including additional business use with the car sellers policy.  (read more)

To obtain a low cost quote please call 0800 121 7401 / 01782 444923

Road Risk Insurance

Road Risk Insurance

Evans & Lewis Insurance specialise in providing Road Risk Insurance for Motor Trade business’ and business’ that sell vehicles.  In recent times there has been a contraction in the Insurance market within this sector.  There are now fewer Insurers to provide these types of policies.  We  have an experienced team providing competitive quotes for Road Risk and also provide cheap combined Motor Trade Insurance.  We offer a range of payment options that can assist individuals to spread their payments over a variety of terms.

So whether you are looking for a Road Risk policy or Motor Trade Insurance with premises cover, it is extremely important to talk to a specialist in the Market like Evans & Lewis.  It will take a short time to go through your insurance requirements and we provide quotes for Motor Trade Insurance combined with Buildings and also Employers Liability and Public Liability. 

We  can offer a range of different levels of cover.  From third party only, third party Fire & Theft or fully comprehensive.  We also provide excess options from £250 - £1000.  There are also specialist policies which cover vehicles in transit, vehicles left at business premises and it is also possible to protect your no claims bonus.  (read more)

To get a competitive  Motor Trade Insurance Quote
Please call 0800 121 7401 / 01782 444923

Combined Motor Trade Insurance

Combined Motor Trade Insurance

When running  a motor trade business is very important to have the correct insurance policy in place to cover  all eventualities that can arise during the year. If you are employing staff and own a premises then the best cover is a combined motor trade insurance policy that will enable to put all the facets of your company under one roof. The main constituents of the policy are the road risk, employers liability, the public liability and the buildings cover. It is also greatly under estimated the importance of cover that provides revenue for you in the event of fire or flood or any other circumstance that may occur to your business activities.

In order to obtain the best costing it can be advisable to increase the excess as this can assist in lowering the motor trade insurance quote. Once you have identified all the attributes that you require with the policy it is best to speak to several firms who have significant experience and a dynamic approach to the service. Always choose a broker who has a reputable claims handling line because this is in essence what you are paying for.   (read more)

Telephone us now on 01782 444923/ 0800 121 7401

Motor Fleet Insurance

Cheap Motor Trade Insurance

How To Get Cheap Motor Trade Insurance Premiums Through Knowledge Knowing how to get cheap motor trade insurance premiums for your motor trade business can require some brainstorming.

Most operatives in the motor trade are clued up business men in the middle of a daily vehicular business and the last person they wish to deal with is a broker who doesn't know their trade. You know the ins and outs and wish to deal with an insurer which is straight and shows common sense. Understanding the needs of the individual business, premises, vehicles, liabilities, indemnities and drivers to be insured.

Our clients offer advice about cars as a dealership or making essential body and engine repairs as a mechanical repairer whose coverage needs to be the right level to offer customers guarantees on the work carried out. There are also car park owners who are tasked with the safety and security of thousands of cars on a weekly basis, entrusting Evans and Lewis with their livelihoods and insurance coverage. A vast swathe operate in vehicle recovery as a breakdown service or offer garage repairs as mechanics. Their customers expect the highest level of service and so should you. (read more)

If you would like to arrange a quote for insurance
Please call us now on 01782 444923 or 0800 121 7401

Under 25 Motor Insurance

Under 25 Motor Insurance

Motor trade insurance for the under 25’s has significantly contracted in recent years and there are now only 2 or 3 insurers in the market place who will cater for this type of risk.  Often enough the insurers will request a business plan that provide projecting financial forecasts.  If an individual is looking for a combined  motor trade insurance with premises, then again, a similar format would apply.  The insurers are increasingly wary of individuals who take out this type of policy but are not working within the motor trade.
We have an in depth and broad understanding of the motor trade insurance market and we have gained experience over the years to ensure we can deliver  low cost solutions to suit your business.  When starting off in the motor trade it is of paramount importance to contain all overheads that will enable the business to grow, rather than being lumbered with large costs.
The motor trade insurance that we provide is for vehicle sales, servicing and repair, windscreen fitters, valeters and tyre fitters.  So whatever trade you work in within the motor trade sector, we are confident of finding you the best insurance deal.  As we have worked with our insurers for numerous years, we can negotiate on your behalf to find a motor trade insurance with buildings  solution that is bespoke to each business.  

(read more)

Please call 0800 121 7401 or email info@evansandlewis.co.uk

 

8 Frequently Asked Motor Trade Questions

Where Do I Find a Traders Insurance Online Quote?

Who Does The Lowest Trade Insurance Cover Price?

What is a Car Road Risk Insurance Policy?

Who Has Discount Trade Insurance Offers?

Why Have A Car Traders Insurance Policy?

How Much Does Trade Insurance Cost?

Who is the Best Car Motor Trade Broker?

Advice on Starting a Motortrade Business

   

 

 

Call Free on: 0800 121 7401 or get a Quick Quote on 01782 444923

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