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Motor Trade Insurance Questions


Combined motor trade insurance explained

Combined motor trade insurance explained

If you are a motor trader and take to the road, offer services, transport goods or use vehicles to get to and from work, carrying tools and machinery. If you also have a building or premises from which you operate from then you will need combined motor trade insurance explained by a specialist broker. It's not that it is a complicated insurance policy. But because each quote and policy is tailored to your specific trading needs, coverage can be as thin or as extensive as required. A broker can ask exact questions to ensure the coverage you receive meets public liability insurance values to the sums required. Leaving you in a good position financially should you be sued or a claim is made against your company. It can also offer a form of indemnity insurance for you and your staff. This covers for work carried out and any parts failure or breakdowns or accidents that may occur after a vehicle has left your care.

A lot of motor trade businesses still have separate insurance policies for buildings and all road risks. In our view, most could save a lot on their monthly trader premiums by combining with one insurance under one policy. it is also easier for managers of large fleets to keep on top of their documents and lets you make changes on the fly much easier. For instance, with multiple drivers you can gain discounts with grouped no claims bonuses. And benefit from less hassle if a claim involves both a building you own a vehicle which is yours too. Dealing with claims can be time consuming at the best of times. By having all your insurance needs in one single document, one phone call, one conversation and the rest is taken care of. We provide advice and tips and take the time to ensure you understand combined motor trade insurance. Explained in greater detail so that you gain the upper hand.

Better deals for combined motor trade insurance

Knowledge is always the way to gain an advantage. With our brokers offering you combined motor trade insurance explained in a way in which you can effect change yourself. Securing better deals on cover for tools, but adding more locks and CCTV. Receiving lower all road risks premiums because vehicles are more secure and you have taken on board insurer telematics and dashboard cams. If you know the reasons why you pay more on premiums, you'll be able to address those issues to get a cheaper motor trade insurance policy on an ongoing basis. Give us a call and find out more today.

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Motor Trade Insurance Services

Motor Trade Insurance

Motor Trade Insurance

Evans & Lewis are experts within the motor trade field and have a number of experienced representatives who can provide a cheap motor trade insurance  quote.  Within a matter of minutes it is possible for us to take down your details and generate a competitive quote within this market.  Over the years we have developed strong relationships with several insurers and as we provided numerous policies within this sector we are able to provide you with a quality service.

With our knowledge and understanding of this market we are  able to provided competitive quotes for combined motor trade insurance with premises and also the tools and equipment that are used within the motor trade.  Getting the right motor trade insurance policy is crucial when running this type of business and the level of indemnity can be set to cover whatever type of vehicles  you are using.  We have specialist schemes for motor trade insurance with buildings and also combined motor trade insurance with property and tools cover.

As we are not a call centre we are confident of providing a first class service with a competitive pricing structure.  We also have a dedicated claims handling team which will take the initial details of your claim and process it right the way through to its conclusion.  We can also offer additional business use and also provide excess protection.  Thus, in the event of a claim you would not be lumbered with the excess.  We therefore feel that we can provide motor trade insurance combined with additional features that can be tailored to suite each individual business.  (read more)

To obtain a low cost quote please call 0800 121 7401 / 01782 660590

Road Risk Insurance

Road Risk Insurance

Evans & Lewis Insurance specialise in providing Road Risk Insurance for Motor Trade business’ and business’ that sell vehicles.  In recent times there has been a contraction in the Insurance market within this sector.  There are now fewer Insurers to provide these types of policies.  We  have an experienced team providing competitive quotes for Road Risk and also provide cheap combined Motor Trade Insurance.  We offer a range of payment options that can assist individuals to spread their payments over a variety of terms.

So whether you are looking for a Road Risk policy or Motor Trade Insurance with premises cover, it is extremely important to talk to a specialist in the Market like Evans & Lewis.  It will take a short time to go through your insurance requirements and we provide quotes for Motor Trade Insurance combined with Buildings and also Employers Liability and Public Liability. 

We  can offer a range of different levels of cover.  From third party only, third party Fire & Theft or fully comprehensive.  We also provide excess options from £250 - £1000.  There are also specialist policies which cover vehicles in transit, vehicles left at business premises and it is also possible to protect your no claims bonus.  (read more)

To get a competitive  Motor Trade Insurance Quote
Please call 0800 121 7401 / 01782 660590

Combined Motor Trade Insurance

Combined Motor Trade Insurance

When running  a motor trade business is very important to have the correct insurance policy in place to cover  all eventualities that can arise during the year. If you are employing staff and own a premises then the best cover is a combined motor trade insurance policy that will enable to put all the facets of your company under one roof. The main constituents of the policy are the road risk, employers liability, the public liability and the buildings cover. It is also greatly under estimated the importance of cover that provides revenue for you in the event of fire or flood or any other circumstance that may occur to your business activities.

In order to obtain the best costing it can be advisable to increase the excess as this can assist in lowering the motor trade insurance quote. Once you have identified all the attributes that you require with the policy it is best to speak to several firms who have significant experience and a dynamic approach to the service. Always choose a broker who has a reputable claims handling line because this is in essence what you are paying for.   (read more)

Telephone us now on 01782 660590/ 0800 121 7401

Motor Fleet Insurance

Cheap Motor Trade Insurance

How To Get Cheap Motor Trade Insurance Premiums Through Knowledge Knowing how to get cheap motor trade insurance premiums for your motor trade business can require some brainstorming.

Most operatives in the motor trade are clued up business men in the middle of a daily vehicular business and the last person they wish to deal with is a broker who doesn't know their trade. You know the ins and outs and wish to deal with an insurer which is straight and shows common sense. Understanding the needs of the individual business, premises, vehicles, liabilities, indemnities and drivers to be insured.

Our clients offer advice about cars as a dealership or making essential body and engine repairs as a mechanical repairer whose coverage needs to be the right level to offer customers guarantees on the work carried out. There are also car park owners who are tasked with the safety and security of thousands of cars on a weekly basis, entrusting Evans and Lewis with their livelihoods and insurance coverage. A vast swathe operate in vehicle recovery as a breakdown service or offer garage repairs as mechanics. Their customers expect the highest level of service and so should you. (read more)

If you would like to arrange a quote for insurance
Please call us now on 01782 660590 or 0800 121 7401

Under 25 Motor Insurance

Under 25 Motor Insurance

Motor trade insurance for the under 25’s has significantly contracted in recent years and there are now only 2 or 3 insurers in the market place who will cater for this type of risk.  Often enough the insurers will request a business plan that provide projecting financial forecasts.  If an individual is looking for a combined  motor trade insurance with premises, then again, a similar format would apply.  The insurers are increasingly wary of individuals who take out this type of policy but are not working within the motor trade.
We have an in depth and broad understanding of the motor trade insurance market and we have gained experience over the years to ensure we can deliver  low cost solutions to suit your business.  When starting off in the motor trade it is of paramount importance to contain all overheads that will enable the business to grow, rather than being lumbered with large costs.
The motor trade insurance that we provide is for vehicle sales, servicing and repair, windscreen fitters, valeters and tyre fitters.  So whatever trade you work in within the motor trade sector, we are confident of finding you the best insurance deal.  As we have worked with our insurers for numerous years, we can negotiate on your behalf to find a motor trade insurance with buildings  solution that is bespoke to each business.  

(read more)

Please call 0800 121 7401 or email


8 Frequently Asked Motor Trade Questions

Where Do I Find a Traders Insurance Online Quote?

Who Does The Lowest Trade Insurance Cover Price?

What is a Car Road Risk Insurance Policy?

Who Has Discount Trade Insurance Offers?

Why Have A Car Traders Insurance Policy?

How Much Does Trade Insurance Cost?

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