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How Can I Get A Cheap Motor Trade Insurance Renewal Premium
It makes sense that you want to find ways to cut costs when running a motor trade business. It can be an expensive undertaking so it’s normal that you’d want to find low cost traders insurance cover it may be less if you are working from home.The following tips will help you reduce your motor trade insurance premium so you can save money in the long run. These top tips will highlight some of the factors that influence the price of a cheap motor trade insurance policy.
If you want to get a cheap motor trade insurance renewal premium then you should think about who is driving. You may be able to reduce insurance costs by reducing the number of drivers on your policy. Ideally, you should list experienced drivers with a good driving history. Your premium can increase by having people with penalty points or drivers under the age of 25. Be sure you remove drivers from your policy who leave your company. You should also ask about the driving history when you hire new staff.
You don’t want you and your business to be an easy target for thieves. Make sure people don’t target your business by having good security measures in place. This can be anything from gates and garages to alarms and flood lights. You may be able to secure a lower premium with the insurance company if you can prove to them that you take security seriously. The more that good security is in place higher the chance of a lower and cheaper online quote.
You may end up paying more for motor trade insurance if your building is in a high-risk flood or high-risk crime area. You may even struggle to secure insurance in this case. Think wisely about your business location and ensure that it doesn’t pose any risks. Choose your business premise carefully or it could end up costing you more in insurance premiums.
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Another way to get a cheap motor trade insurance renewal premium is to use a broker that specialises in motor trade insurance. They can do the research and work for you to shop around for the best deals. Be sure to check out their credentials before working with a particular broker. They should be knowledgeable about the insurers working in the motor trade industry. This way you can let someone else handle the heavy lifting and get your insurance quote quicker. A good start is to ask a friend who they have insurance with.
When shopping for a cheaper motor trade insurance premium you should also consider your vehicle types. You may experience an increase in premiums if you have imports, classic, or high-end vehicles. It poses an extra risk for you and your company. The risk is that they may be more prone to costly damages or more attractive to thieves. You’ll likely be able to find cheaper motor trade insurance if you’re working with standard vehicle types.
Disclose all important information when asked and present only the facts. You don’t want to omit information to get your premiums lowered as this can be a costly error. The result could mean that you won’t be insured at all or have an invalidated policy if you misrepresent the facts. The insurance industry takes fraud very seriously. It could also hamper your efforts to get insurance coverage in the future.
If you’re wondering how to get a cheap motor trade insurance renewal premium then only purchase the level of coverage that you need. You may have higher insurance premiums with higher indemnity limits. You want the coverage to reflect your risks. Keep this in check and avoid higher premiums by consulting with a specialist motor trade broker or get an online quote via the internet.
It’s good practice to get in the habit of reviewing your insurance policy annually. Your insurance requirements may change and evolve as your business changes. Before you auto-renew a policy it’s best to speak with a broker about the status of your company. You may be able to secure better premiums with other insurers, for example.
Another tip to consider is to keep the number of vehicles registered on the MID to a minimum. You should avoid leaving vehicles on the MID any longer than what’s necessary. It can help keep costs down when you are ready to renew your coverage so that you can save some money. It’s just as important to add vehicles as it is to remove them from the policy.
Keep in mind that the values of vehicles can depreciate over time and cheap car insurance may easier to as valuations drop.. Remember that any claims paid out on the policy will be on the trade price of the vehicle. Make sure that your insurer has accurate values by reviewing your stock of vehicles regularly. This will help confirm that you aren’t overpaying on your premiums.
You should also make it a point to document all claims and try to keep them to a minimum. It can be detrimental to your business to be continuously putting in claims. You may even experience a sharp rise in the premium cost this way. The value and frequency of claims are taken into consideration. So even if they are small claims they can add up over time. To get information and understand the processes then click here. Think long and hard about putting in a clam and if it’s necessary even if they are small. While insurance exists to cover your losses you also want to use it wisely.
Another top tip to consider when it comes to motor trade insurance is to pay your premium annually instead of monthly. Although it can be costly to pay it all at once, it is cheaper to pay your policy off in one annual transaction. It may end up costing you more in the long run if you choose to pay your policy each month.
Get Your FREE Motor Trade Insurance Quote Today |
0161 543 4552 |
Motor Trade Insurance Policies from £499 |
Finding the right cheap motor trade insurance policy can take considerable effort but we can help part time and full time car sellers and combine the best deal and the right support, first time every time. We offer free quotes for discount motor traders insurance online with no deposit,
and have some providers that can include under 25s. How are you going to locate the most practical answer and advice in the shortest period and talk to an expert? Why should you settle for a high price when there are good traders insurance deals around. Can you find a better solution and see what is new ventures get in the trade market?
Accessing the correct experience and knowledge is very important and we invite you to see what solutions we can offer. Time and time again we help motortraders save money and save time and get happy customers recommending us to others.
So that you can get on running your car trade business in a successful way. What better way than speaking to us for the cheapest traders cover in the sector. We can combine a trade policy and include staff and buildings cover in one. We also enable you to have any driver included within all facets of the policy.
What car traders say about us is truly amazing as the saving can be so large . In conclusion we aim to assist motortrade business owners seek and find the most suitable and honest deal that they really need and can back this up with excellent customer service.
What about new ventures and new set up I may here you say, well these can all be covered to and we have considerable expertise to zoning in on the correct cover and we are pioneers of helping operations getting going and including additional business use with the car sellers policy. (Motor Trade Insurance)
Evans & Lewis Insurance specialise in providing Road Risk Insurance for Motor Trade business’ and business’ that sell vehicles. In recent times there has been a contraction in the Insurance market within this sector. There are now fewer Insurers to provide these types of policies. We have an experienced team providing competitive quotes for Road Risk and also provide cheap combined Motor Trade Insurance. We offer a range of payment options that can assist individuals to spread their payments over a variety of terms.
So whether you are looking for a Road Risk policy or Motor Trade Insurance with premises cover, it is extremely important to talk to a specialist in the Market like Evans & Lewis. It will take a short time to go through your insurance requirements and we provide quotes for Motor Trade Insurance combined with Buildings and also Employers Liability and Public Liability.
We can offer a range of different levels of cover. From third party only, third party Fire & Theft or fully comprehensive. We also provide excess options from £250 - £1000. There are also specialist policies which cover vehicles in transit, vehicles left at business premises and it is also possible to protect your no claims bonus. (Road Risk Insurance)
To get a competitive Motor Trade Insurance Quote
Please call 0161 5434552
When running a motor trade business is very important to have the correct insurance policy in place to cover all eventualities that can arise during the year. If you are employing staff and own a premises then the best cover is a combined motor trade insurance policy that will enable to put all the facets of your company under one roof. The main constituents of the policy are the road risk, employers liability, the public liability and the buildings cover. It is also greatly under estimated the importance of cover that provides revenue for you in the event of fire or flood or any other circumstance that may occur to your business activities.
In order to obtain the best costing it can be advisable to increase the excess as this can assist in lowering the motor trade insurance quote. Once you have identified all the attributes that you require with the policy it is best to speak to several firms who have significant experience and a dynamic approach to the service. Always choose a broker who has a reputable claims handling line because this is in essence what you are paying for. (Combined Motor Trade Insurance)
Telephone us now on 0161 5434552
How To Get Cheap Motor Trade Insurance Premiums Through Knowledge
Knowing how to get cheap motor trade insurance premiums for your motor trade business can require some brainstorming.
Most operatives in the motor trade are clued up business men in the middle of a daily vehicular business and the last person they wish to deal with is a broker who doesn't know their trade. You know the ins and outs and wish to deal with an insurer which is straight and shows common sense. Understanding the needs of the individual business, premises, vehicles, liabilities, indemnities and drivers to be insured.
Our clients offer advice about cars as a dealership or making essential body and engine repairs as a mechanical repairer whose coverage needs to be the right level to offer customers guarantees on the work carried out. There are also car park owners who are tasked with the safety and security of thousands of cars on a weekly basis, entrusting Evans and Lewis with their livelihoods and insurance coverage. A vast swathe operate in vehicle recovery as a breakdown service or offer garage repairs as mechanics. Their customers expect the highest level of service and so should you. (Cheap Motor Trade Insurance)
If you would like to arrange a quote for insurance
Please call us now on 0161 5434552
Motor trade insurance for the under 25’s has significantly contracted in recent years and there are now only 2 or 3 insurers in the market place who will cater for this type of risk. Often enough the insurers will request a business plan that provide projecting financial forecasts. If an individual is looking for a combined motor trade insurance with premises, then again, a similar format would apply. The insurers are increasingly wary of individuals who take out this type of policy but are not working within the motor trade.
We have an in depth and broad understanding of the motor trade insurance market and we have gained experience over the years to ensure we can deliver low cost solutions to suit your business. When starting off in the motor trade it is of paramount importance to contain all overheads that will enable the business to grow, rather than being lumbered with large costs.
The motor trade insurance that we provide is for vehicle sales, servicing and repair, windscreen fitters, valeters and tyre fitters. So whatever trade you work in within the motor trade sector, we are confident of finding you the best insurance deal. As we have worked with our insurers for numerous years, we can negotiate on your behalf to find a motor trade insurance with buildings solution that is bespoke to each business.
(Under 25 Motor Trade Insurance)
Please call 0161 5434552 or email info@evansandlewis.co.uk
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