Author Archives: motortra

Motortraders advice

Motortraders advice

Motortraders advice from bokers who specialise  in the area is vital for success when trading. We’ve been where you are now. Typing endlessly into search engines to get an answer. What ever happened to being able to use the phone and get instant Motortraders advice? Look no further because if you have questions, our motor trade insurance brokers have the knowledge. It’s an amazing fact about this business, that every policy document begins life in the same format. It is merely adapted to your needs and evolves with your business over time. New trucks, an expanding business, problems with convictions, penalty points or young drivers. How can one Fleet Manager or Director have all the answers? This is one of the many reasons we have a 24 hour helpline offering Motortraders advice. Allowing you to pick up the phone and not resort to search engines. Getting answers from websites not really knowing if what you’re reading is true and current.

motortraders advice

Motortraders advice for garages with premises

A variety of places do offer Motortraders advice and up to date guidance on legislation, such as the local trading standard bodies. Specific retail motor law enterprises will also assist but advice may come at a cost. You wouldn’t expect an insurance broker to be able to offer business advice for the motor trade either. Yet as each of your motor trade activities are connected to a policy point, you may well be surprised. Do you need EU breakdown recovery and can it be added as and when you want? Are you correctly covered for that new contract and transporting another company’s goods? Are your drivers holding the correct CPC certification. Is CPD overdue? You wouldn’t expect a motor trade insurance broker to know the answer, but they do.

Questions on motor trade insurance for under twenty fives, finding out how to go from part time to full time legally. Finding answers on business premises coverage and whether you should hire a new driver or simply add a night time shift. Finding out whether you are correctly covered under a policy with every new business decision is hard work. It is essential that you have the answers. If an accident occurs because a route changed and you’re over the low mileage covered. Should a driver’s no claims bonuses come up short. Are you covered for loss of licence or replacement vehicle on the new vehicle you forgot to add? These and many more questions regarding motortraders advice are easily accessed with one phone call to us any time of the day.

Traders Policy

Traders Policy

Motor trade insurance is a specialist traders policy which is available to those who only operate as a business. Each document begins life the same way with a set policy cover and basic terms and conditions. We then go through your business activity line by line adding the correct amount of cover for each possible outcome. Whether you work from home as a part time mechanic or restore antique vehicles. Require all road risks and premises cover or transport high end luxury cars. Every part of a trader’s policy can be adapted to your niche area of the motor trade business To understand exactly what is covered click the link. Ensure you tell us everything about your business so that we can offer the cheapest premiums but at the same time, the best motor trader’s cover.

Traders Policy for driverless cars

Traders Policy for driverless cars

Your new traders policy can be broken down into several separate parts. Vehicles, employees, activity, tools, equipment, premises and also the work you carry out. From these we gather information on driver no claim bonuses, vehicle history and possible problems. We’ll understand the ages of your employees and if under 25 or if any have driving convictions. We’ll discover if you transport your own goods, those of another company or on hire and reward. Insurance values can be different if you take tools and equipment out of your buildings and on to the road. Specialist all road risks cover taking into account theft of tools can be built in. Also the type of vehicles you have and their mileage and activity, whether to retailer locations or building sites will also have an effect. Each aspect can be tailored and made specifically for you.

Not every traders policy needs to have the same amount of cover. Brokers and underwriters work together to deliver a motor trade insurance quote that is cheaper. Because if you driver under 250 miles, do not need European breakdown recovery or have no younger drivers, you can save money. However, if delivering dangerous goods and chemicals, visit building sites and drive high tonnage lorries. You need the correct amount of cover within a motor traders policy document to cover for claims should you be in the wrong. We protect your business to ensure it can continue trading whether there are claims against your work (indemnity) or a collision has occurred. Our brokers stand ready to review your unique situation and deliver the most exact motor traders policy that you require. Only adding policy particulars that directly relate to your business activity. Call us today and our partner underwriters will offer the best and cheapest trader’s policy to cover your needs now and into the future.

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Motor Insurance database information

Motor Insurance database information from brokers helps motor traders to check if their vehicles are on the goverment system

Motor Insurance database information is accessible by everyone in the UK. Helping to ensure all motor trade vehicles are correctly insured and that info can be tracked as and when needed i.e. road speed cams. Truck owners, fleet running businesses and the police all have open access to minor details. More detailed information can be gleaned by authorities and insurers and info is retained for seven years. The point of access for the public is ASKMID.com and the entire service is run by Experian and allows you to see if your vehicles are listed. It’s an handy service as it can be used by those involved in accidents to check whether the named driver or a car involved in an accident is insured. Offering instant peace of mind at a worrying time.

There is a fee for one off Motor Insurance database information access but those in the trade and other businesses needing to check more often can opt for a subscription. For instance, a motor trader offering vehicle breakdown services or roadside repairs may wish to check the validity of a vehicle’s insurance before buying a service. If you wish to check a vehicle you own as a company or individual, the service is free. Be warned that checking a vehicle that is not yours is an offence. The most costliest aspect of motor trade insurance and one which makes premiums higher for all in certain areas, is vehicles that are uninsured. Claims made against uninsured motor trade vehicles where funds are not reaped from an insurer’s pool payout equates to a loss. Use the Motor Insurance database information to protect your bits and bobs, and ensure your own vehicle information is up to date.

Motor Insurance database information

Motor Insurance database information is found at https://www.mib.org.uk/managing-insurance-data/the-motor-insurance-database-mid/

The stored information on Insurance database  is the reason motor trade insurance brokers and insurance houses can deliver instant quotes so quickly. This is in no small part due to having access to multiple databases in regards to convictions and vehicle history. The MID being one of them. If you are searching the database and don’t find a particular vehicle listed, this could be one of many reasons. Your insurer didn’t update details which would be rare. The vehicle is still listed as off road and so called SORN. Or the vehicle is uninsured. While the vehicle owner doesn’t risk arrest, prosecution and the vehicle being seized and destroyed is. Out of the many tools a motor trading business could make use of, the Motor Insurance database information is certainly one to consider. As soon as a policy is on with us, we or partner insurers update your details on MID too.

Cheap finance deals

Cheap finance deals

Finding the best car financing deals that are cheap finance deals can be challenge in todays market.

cheap finance deals

Cheap finance deals from Vauxhall The way manufacturers, dealerships and direct to market insurance houses make those offers is very different. Yet they all work along the same lines. To try and get you to buy their product. Scan any deal and you can currently get completely free insurance for a term, with and without deposit. Perhaps if not meeting the criteria and a young driver, receive free insurance with a one off payment. Or they will just hand you a lump sum to contribute to a frozen policy. All sounds great doesn’t it? Have you read the terms and conditions? We would advise all new car buyers to ensure they are receiving the proper and correct cover before signing any three year contract.

In insurance anything that ties you in for three years is probably not going to be the cheap finance deals with insurance that you thought it to be. Premiums do go up, but they also come down again. No matter how good that new car insurance offer is, compare cheap finance deals online for the best price. You also need to check the finer details to see if there are any exceptions for trade use. Employees and motor trade business owners can often put private cars under a single motor trade insurance policy document. This could also extend to family fleet. Are you still getting a cheap finance deal by going with the manufacturer’s or dealership’s insurance house or will you be paying out twice over?

cheap finance deals

Cheap finance deals are offered on used cars

Motor trade people are lucky in that they have Evans and Lewis at their beck and call. One question and your cheap finance deals will not only be matched but probably bettered. Don’t restrict your use of vehicles by getting into cheap finance deals that restrict your job mobility or use of the new vehicle you are buying. You’ll find everyone is trying to add a form of insurance to anything you buy these days. Remember, if in doubt call us to compare cheap finance deals with insurance and we’ll get a specialist underwriter to see if the offered deal can be bettered. Old cars, new cars, vehicles on lease, don’t sell your trade business operations short. Call today for the best insurance policies and lowest premiums because we don’t care which vehicle or fluffy dice you buy.

Traders advice for part timers

Traders advice for part timers working in London

Traders advice for part timers is not easy or cheap to come by. Secrets, tips and tricks are held on to by all simply because it gives them a competitive edge. An entrepreneur seeking to start up as a part time motor trader needs to collect information from a variety of sources. Why not tap us up for the all important tips and advice? There is no reason why you can’t earn a crust from a £65 billion a year industry and join the automotive related workforce of almost 800,000 people in the UK. There are a few things you need to understand if working from home. Your typical home insurance policy will not provide cover for a home motor trade business. Secondly you are legally obliged to have a form of cheap motor trade insurance in place even if only working part time.

traders advice for part timers

These are the more obvious points of motor traders advice for part timers. Rules apply whether you are an occasional antique car restorer, flip cars at auction on behalf of owners and transport vehicles. As well as any trades such as part time mechanic, valeter, windscreen repairer and especially if you operate as a car delivery driver for home movers. We have a wealth of traders advice for part timers that may seem unrelated to part time motor trade insurance. Though taking in the bigger picture, every aspect of your business will have a knock on effect financially. While you will be concerned with research, business services and financing your part time efforts. We are also interested in offering insurance related to your activities and only providing cover for aspects you carry out.

Traders advice for part timers

Traders advice for part timers

Traders advice for pert timers getting started in business

This in turn affects tool replacement cover, managing monthly premium payments and additional insurance for garages with the vehicles you keep on the premises while working on them. Focusing both of our efforts on what is important and essential ensures costs are kept to a minimum. In depth cover for public liabilities, the correct sums value insured for indemnity against work you carry out. Coupled with the combined traders advice for part timers you receive, soon you’ll be up and running, more knowledgeable and best of all, fully covered for less. To make motor trade insurance cheaper and an easier task. To find out how to drive down costs and get cheaper premiums. To have a chat about security, overheads and receive free traders advice for part timers, simply complete out short enquiry form.

Cheap cars from abroad

Cheap cars from aboard helps traders but motor trade insurance costs rise

There is an expected flood of used cars coming on to the market as the new registration comes around means that cheap cars from abroad are helping used car traders. The March plate change means that huge number of cars will arrive on the market as people upgrade their cars. As each person buys a new car then another additional car appears on the forecourt. Increasingly ther are more cheap cars from abroad as the production costs overseas are very much lower.

cheap cars from abroad

Cheap cars from abroad helps traders sales

The arrival of the March plate means that there will be additional bargains all over the country. Main dealers are offering significant deals on finance so that it make it more affordable to get a car on the road. However , when looking to buy a cheap used car from abroad it is wise to seek help and advice to ensure that the vehicle has not been in an accident and that it is in good mechanical condition. All the obvious checks like tyres and steering need to be done to be safe on the roads at all times. If is important to get help and advice from somebody who is familiar with used cars. When buying a cheap cars from abroad you will need to see a valid MOT certificate and usually you woulde request that this be done just before you buy the car.

As we have seen the proce of cheap cars from abroad fall we have also seen motor trade insurance costs rise and the average policy is now around £1200. If you are looking for a low cost policy then Evans and Lewis may help you .We are seeing increasingly numbers of cases of fraud where individuals take out policies and then have a claim without actually paying for the policy in full. There are now number of checks that can be carried out to see if the individual is valid. We  would always look to see if someone was on the electoral role and if there was a phone number in use. Also Google checks can check somebodys address to see if it is legal. The large levels of fraud in recent years means that overall motor trade insurance premiums overall have risen.

 

 

 

 

 

Motor traders insurance

Motor traders insurance

If you are in the market for an  instant quote on motor traders insurance the you will need to give  details of your business and you will have documents in hand by 5pm that day. By far the most easy way to reduce costs is to save on insurance premiums is too talk to broker in that field. Specialist brokers not only offer the cheapest solution but the best to match your situation to the insurer. No matter how big or small your operation, owner driver or a dealership these brokers can help and provide right policy. Helpful information  about national franchise operations can assist to getting the right policy. It does not matter if you operate in the UK or all over Europe our bespoke motor traders insurance solution will cover every possible outcome. This covers every business from part time valeter through to high end car transporter, 44 tonnes down to 3.5 tonnes and every vehicle type inbetween from cars to vans and low loaders.

Motor traders insurance for dealerships

Motor traders insurance for dealerships

This offers a brief insight into the policy parts of a motor traders insurance policy. All road risks can be covered as standard. Should you require tool / machinery cover in the event of fire, theft or 3rd party damage this will be put on . Having a combined business motor trade insurance you’ll be provided with an engineering checks annually, be secured against damage by other vehicles as well as any vehicles left on site or those visiting. Loss of business revenue can also be covered . We save you income in several ways but some of the most popular options are to take on insurer with in car telematics, software  devices for full information regarding claims. Fill in our short application page and quotes will be with you very soon. Then we can alter any aspect and lower the cost or ensure extra details are included to cover any future claims that are paid. For example you may need advice about underwriting exclusions.

Motor traders insurance with legal cover

Be aware that every  quote starts off with the certains variables inplace and the terms and conditions rarely differ from the start. It takes a knowledgeable broker to custom build a policy and add in all the options. These might include  National breakdown recovery, green card, specialist conditions for drivers under the age of  21 or those with criminal convictions. In most occasions you can use your no claims bonuses to get discount, easily add and take off  drivers over a term and ensure an adequate level of employer’s and public liability to the correct sums value insured. As you are in the motor trade you undoubtedly operate from a building. You can save cash on yearly premiums by combining business buildins insurance with all road risks, with out muliplying  up on policy details, stopping the need for another policy.  You may need help with a legal issue and this can be included with the policy . We are not only here to ensure you get the right policy but one which is cost effective and continues to make your operations future secure with a 24 hr claims number and access to a legal advisor. Finance rates can vary so be sure to find the best deal.

Motor traders insurance finance rates  can vary

Motor traders insurance finance rates can vary. If your are new start looking to find some stock then you will need access used cars right price. Please click the link and this will guide to a suitable provider.

 

Cheap car trade insurance

Cheap car trade insurance

Traders can get instant cover on a range of cheap car trade insurance policies tailored to their motor business niche. When buying and selling cars as a part time antique car restorer, having multiple car showrooms or flipping cars via Autotrader and simply acting as a middle man, you need a trader’s licence. With that comes additional insurance responsibilities and a low cost trade insurance policy document is the main coverage that you should be seeking out. For more information world wide click the link. Comparing any type of cover online is made easier thanks to our specialist brokers who not only know your business inside and out but have a great relationship with the country’s top underwriters in your field.

 

This enables us to tailor policy parts towards part time traders, car mechanics and restorers, truly drilling down on essential cover, chopping up anything left over. Some brokers tend to begin a cheap car trade insurance policy by working backwards. For instance where you need a certain sums value of liability insurance, they might leave you wanting in the event of a claim just to make the policy cost less. Perhaps your indemnity cover won’t be sufficient for work on certain high end luxury vehicles or for transporting leaving you unable to take on more profitable custom. It is always advisable to seek out the best and not the cheapest car trade insurance. You can get both but ensure the coverage for all road risks, premises, employer liability and public liability covers all aspects.

Cheap car trade insurance

Cheap car trade insurance

Cheap car trade insurance for under 25s

When receiving vehicles you are reselling, driving to and from locations and with customers visiting your home or business premises you should consider the fall out if an accident or collision occurs on the way on the highway or with a building. Third party cover for buildings damage and all road risks can be applied. To really get the cost down click now  or visit Evans   and Lewis. Indemnity insurance is also paramount for those applying repairs to vintage cars or modifying engines for resale while offering any warranties in conjunction with a car manufacturer.  Our brokers don’t concentrate on ensuring you get the most cheap car trade insurance, what matter is that you get the best type of car trade cover for your situation.

Car traders insurance advice

Car traders insurance advice

The insurance business is forever evolving. Advancements in car technology, new means of driver monitoring software and telematics ever present. Tip top car traders insurance advice is at a premium. Seriously, some time you have to pay to get professional assistance. There’s a trend today to make information open source which is why we accept calls from the general public with regards to any and all trade insurance problems. Our specialist brokers are trained and constantly renewing their knowledge on current market activity, enabling them to offer the best car insurance tips for free. In return we hope our good will results in you remembering our company and colleagues come renewal time.

Traders insurance new starts

Car traders insurance advice for salesrooms

Car traders insurance advice

Car traders insurance advice for garages

Help and assistance has predominantly been the mainstay of the insurance industry over the years. With 24 hour claims and help lines enabled across most vehicle insurers. Those whom offer car trade insurance advice before a sale and make the effort to go beyond the call of duty, like ourselves, are rare.Car traders Insurance advice helps new start operators get itb right from the outset.  Our tips begin with articles online on how to save money, get a better deal. While it’s illegal to game the insurance system with the wrong details, it is possible to work around certain issues. We consider security, maintenance, training schedules and monitoring equipment to be essential in lowering the cost of trader’s car insurance.

Car traders insurance advice. Getting the best Deal

First and foremost we ask you what car traders insurance advice you have found to be invaluable. there are general topics such as directing a buyer to combined trade insurance if they have a building to insure, or working with insurers to get under 25’s or those with criminal convictions insured. See more information in the trade publications. There are are also little tips that aid in lowering premiums simply by getting that MOT check done early, combining no claims bonuses amongst your staff or fitting an additional floodlight or dummy camera.  The best car trader’s tips can really be that simple. Don’t delay, got a query about some mumbo jumbo technical term dished out by another broker? Give us a call and get straight talking car trader’s insurance advice direct from the most helpful brokers in the country.

Traders insurance new starts

Traders insurance new starts

Traders insurance new starts allows younger individuals entering the automotive industry to get the necessary cover for their own vehicles and customer vehicles.  In certain family situations the parent of the younger person can be named on the policy as well as the young person.  Normally the most cost effective solution is the Trader insurance new starts policy will just cover road risk  and provide demonstration cover.  In time, the indiviual may require additional cover for his employees and buildings.  Good advice to someone thinking of starting in the motor trade would be to create a detailed cost annalysis on a spread sheet, showing the cash flow over the forthcoming twelve months.

 

Traders insurance new starts

Traders insurance new starts

There are an array of additional policies that can be added on, such as, accident and sickness cover and public liability.  Obviously when setting out with this type of business, cash flow is king and so, finding a policy with stage payments is often a good solution.  When looking for Traders insurance new starts, be sure to establish the exact finance rates as sometimes these are not clear from the outset. For operators licences go to the goverment site.

If you are looking to have a motor trade business with premises then you will need to get annual inspections on the lifting equipment, ramps and compressors.  The cost of this can be rolled into your policy at the beginning or it can done separately and you pay the provider directly.  It is normal to have demonstration cover, which allows you and your customers to drive the vehicles whilst on a test drive.  As your business grows any additional drivers can be added but there will be an individual premium for each extra person.  Traders insurance new starts would normally take third party fire and theft for the first twelve months in order to keep the cost to a minumum.